Daily Current Affairs MCQ – 27 August 2026
UPSC & State PCS
Q1. Consider the following statements regarding Pradhan Mantri Jan Dhan Yojana (PMJDY):
- It was launched in 2014.
- More than 59 crore PMJDY accounts have been opened in India.
- A minimum balance is compulsory for every basic PMJDY account.
Which of the statements given above are correct?
A. 1 only
B. 1 and 2 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: B. 1 and 2 only
Explanation: PMJDY was launched on 28 August 2014. As of 19 August 2026, 59.09 crore accounts had been opened. Basic PMJDY accounts do not require a minimum balance.
Q2. The term “JAM Trinity”, often seen in discussions on financial inclusion, refers to:
A. Jan Dhan, Aadhaar and Mobile
B. Jan Dhan, Agriculture and Monetary Policy
C. Justice, Aadhaar and Mobile
D. Jan Dhan, ATM and Microfinance
Answer: A. Jan Dhan, Aadhaar and Mobile
Explanation: JAM combines Jan Dhan bank accounts, Aadhaar identification and mobile connectivity. It has played an important role in Direct Benefit Transfer and digital welfare delivery.
Q3. The T-Series Tank Overhaul Project recently discussed in the news is being developed at:
A. Avadi
B. Jabalpur
C. Pune
D. Hyderabad
Answer: B. Jabalpur
Explanation: The new facility is being developed at Vehicle Factory Jabalpur and will support overhaul and technological upgrades of T-series tanks used by the Indian Army.
Q4. Match the following tanks with their Indian names:
- T-72 — Ajeya
- T-90 — Bhishma
Which of the above pairs is/are correctly matched?
A. 1 only
B. 2 only
C. Both 1 and 2
D. Neither 1 nor 2
Answer: C. Both 1 and 2
Explanation: The T-72 is known as Ajeya, while the T-90 is known as Bhishma in Indian service.
Exam Tip: Do not confuse a tank-overhaul facility with a new tank-manufacturing programme.
Q5. India will host the 18th BRICS Summit in September 2026 at:
A. Vigyan Bhawan
B. Bharat Mandapam
C. Hyderabad House
D. Rashtrapati Bhavan
Answer: B. Bharat Mandapam
Explanation: India, as BRICS Chair for 2026, will host the 18th BRICS Summit on 12–13 September 2026 at Bharat Mandapam, New Delhi.
Q6. With reference to the New Development Bank (NDB), consider the following statements:
- It is associated with BRICS.
- Its headquarters is located in Shanghai.
- It was created exclusively to provide military assistance to BRICS members.
Which of the statements given above are correct?
A. 1 only
B. 1 and 2 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: B. 1 and 2 only
Explanation: The New Development Bank is a BRICS-created development-finance institution headquartered in Shanghai. It finances infrastructure and sustainable-development projects; it is not a military institution.
Q7. The 26th Shanghai Cooperation Organisation Summit, which Prime Minister Narendra Modi is scheduled to attend, will be held in:
A. Tashkent
B. Astana
C. Bishkek
D. Dushanbe
Answer: C. Bishkek
Explanation: The summit will be held in Bishkek, Kyrgyz Republic. India became a full member of the SCO in 2017.
Q8. The Regional Anti-Terrorist Structure (RATS) is associated with:
A. ASEAN
B. SCO
C. BRICS
D. BIMSTEC
Answer: B. SCO
Explanation: RATS is the SCO mechanism for cooperation against terrorism, separatism and extremism.
Extra Fact: Its Executive Committee is based in Tashkent, Uzbekistan.
Q9. SAHYOG-HOPTAC is a maritime exercise between:
A. India and Indonesia
B. India and Vietnam
C. India and Japan
D. India and Sri Lanka
Answer: B. India and Vietnam
Explanation: SAHYOG-HOPTAC involves the Indian Coast Guard and Vietnam Coast Guard. Cooperation includes search and rescue, maritime law enforcement and pollution response.
Q10. World Lake Day is observed annually on:
A. 22 March
B. 5 June
C. 27 August
D. 2 February
Answer: C. 27 August
Explanation: The United Nations observes World Lake Day on 27 August. It was established through UN General Assembly Resolution A/RES/79/142.
Prelims Trap:
2 February = World Wetlands Day, not World Lake Day.
Q11. Which of the following is correctly matched?
A. Loktak Lake — Rajasthan
B. Sambhar Lake — Manipur
C. Chilika Lake — Odisha
D. Wular Lake — Gujarat
Answer: C. Chilika Lake — Odisha
Explanation:
- Chilika — Odisha
- Loktak — Manipur
- Sambhar — Rajasthan
- Wular — Jammu & Kashmir
Chilika is a brackish-water lagoon, while Sambhar is a saline lake.
Q12. Eutrophication of a lake is most directly associated with:
A. Excess nutrient enrichment of water
B. Sudden increase in salinity caused only by tides
C. Formation of glaciers
D. Removal of all aquatic vegetation
Answer: A. Excess nutrient enrichment of water
Explanation: Excess nitrogen and phosphorus can trigger algal blooms. When this organic material decomposes, oxygen levels can fall, harming aquatic life.
Q13. India has set a target of achieving approximately how much nuclear power capacity by 2047?
A. 25 GW
B. 50 GW
C. 75 GW
D. 100 GW
Answer: D. 100 GW
Explanation: India is aiming for about 100 GW of nuclear power capacity by 2047. A current debate concerns draft regulatory rules for foreign reactor technologies; these rules are not yet final.
Q14. What does SMR stand for in the context of nuclear energy?
A. Standard Military Reactor
B. Small Modular Reactor
C. Sustainable Mineral Reactor
D. Strategic Multipurpose Reactor
Answer: B. Small Modular Reactor
Explanation: Small Modular Reactors (SMRs) are smaller reactor designs intended to allow more modular construction and deployment.
They are being explored for applications such as industrial power and replacement of some fossil-fuel-based capacity.
Q15. Consider the following statements about the US semiconductor tariff proposal reported on 27 August 2026:
- It may cover products such as laptops and data-centre servers containing semiconductors.
- Tariff exemptions may be linked to investment in US chip manufacturing.
- The proposal has already been notified as final US policy.
Which of the statements given above are correct?
A. 1 only
B. 1 and 2 only
C. 2 and 3 only
D. 1, 2 and 3
Answer: B. 1 and 2 only
Explanation: The proposal could extend tariffs beyond individual chips to products such as laptops, gaming consoles and data-centre servers. Investment in US semiconductor manufacturing could also be linked with exemptions. However, the proposal remains under consideration and is not final policy.
Concept Tested: Reshoring and geoeconomics.
Reshoring means encouraging manufacturing to return to the home country, while geoeconomics refers to using tools such as tariffs, sanctions and subsidies to achieve strategic objectives.
Quick Score Guide
13–15: Excellent
10–12: Good preparation
7–9: Revise today’s important facts
Below 7: Read the 27 August Current Affairs once more
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